POS & Payment Application Development

We design, build, and certify payment applications for POS terminals, mPOS devices, and payment accessories. From kernel integration to acquirer host connectivity — we handle the full payment stack.

EMV Contact EMV Contactless APACS 70 ISO 8583 NFC PCI DSS TLS / MAC Amex

Payment Development Services

POS Terminal Applications

Full payment application development for countertop and portable POS terminals. EMV contact and contactless transaction processing, PIN entry, receipt generation, and end-of-day settlement.

Android Payment Apps

Native Android applications for smart POS terminals and mPOS devices. Java-based payment flows with BLE peripheral connectivity, NFC tap-to-pay, and EMV kernel integration.

EMV Kernel Integration

Integration of EMV Level 2 contact and contactless kernels. Configuration of terminal and application parameters, certification test preparation, and scheme-specific compliance (Visa, Mastercard, Amex).

Acquirer Host Integration

APACS 70, ISO 8583, and proprietary host protocol implementation. TLS-secured connections, MAC generation/verification, and full message flow handling from authorisation to settlement.

Payment Accessories

Firmware development for payment peripherals — card readers, PIN pads, receipt printers, and NFC modules. BLE and USB connectivity for integration with POS systems and mobile devices.

Certification & Compliance

Support through EMV Level 2, Level 3, and acquirer certification. Test case preparation, debugging certification failures, and ongoing compliance maintenance as scheme requirements evolve.

Payment Systems Experience

20+
Years in Payments
EMV
L2 & L3 Certified
3
Acquirer Protocols
UK
Market Specialists

Platforms & Protocols We Work With

Ingenico Verifone PAX Technology Castles Technology Android AIDL Nexgo C / C++ Java EMVCo Kernels APACS 70 ISO 8583 Amex Express Pay Visa payWave Mastercard PayPass TLS 1.2 / 1.3 DUKPT / MAC PCI PTS BLE NFC USB HID

From Concept to Certification

01

Requirements & Architecture

Define payment flows, terminal platform, acquirer requirements, and certification targets.

02

Kernel & Protocol Development

Integrate EMV kernels, build acquirer host messaging, and develop the terminal application.

03

Testing & Validation

Run EMV L2/L3 test suites, acquirer host simulation, and end-to-end transaction testing.

04

Certification & Deployment

Submit for scheme certification, resolve any failures, and deploy to live production environments.

Building a Payment Solution?

Whether you're developing a new POS terminal, integrating with a UK acquirer, or need certification support — we can help.

Discuss Your Project